Specifically, the certification should confirm that the customer’s automated systems for engaging in the Internet gambling business are reasonably designed to ensure that the commercial customer’s Internet gambling business will remain within the licensed or otherwise lawful limits, including concerning gambler age and location verification. If you are a depository institution and have commercial customers that are moneytransmitting businesses or thirdparty processors, you should apply your due diligence procedures, as described above, to those entities.10 You are not responsible, however, for conducting due diligence on the customers of the money transmitting business or a thirdparty processor. Accordingly, if you are a depository institution and participate in a card system, you should be able to rely on the policies and procedures established by the operator of the card system when developing your compliance procedure.

Do you have any legal protection from liability for refusing to honor transactions that you suspect are restricted transactions? Who should you contact if you have further questions? Online Gambling is treated differently throughout the country, with several states having declared it completely illegal, some have legalized it, and others have legislation in the works. By understanding how subtle features of gambling games, like nearmisses and personal choice, are linked to the addictiveness of these games, future changes in gambling legislation may be in a better position to protect vulnerable individuals. The rule also states that if you are a participant in a designated payment system such as a card system, you may rely on a written statement or notice by the operator of that designated payment system that states that the operator has designed or structured the system’s policies and procedures for identifying and blocking or otherwise preventing or prohibiting restricted transactions from complying with the requirements of the rule as conclusive evidence that the system’s policies and procedures comply with the requirements of the rule unless otherwise notified by your Federal functional regulator as listed below.

As noted above, you are permitted to design and implement policies and procedures tailored to your business that may be different than the examples provided in section 6, so long as they comply with the requirements of UIGEA and the rule. The rule’s examples contemplate that the operator of a card system would establish and implement a code system, such as transaction codes and merchant/business category codes, that are required to accompany a transaction authorization and permit the cardissuing bank to identify and deny authorization for a transaction that the coding procedure indicates maybe a restricted transaction i.e., a gambling merchant/business code coupled with a “card not present” transaction code. In situs slot deposit pulsa determining those card transactions for which you will deny authorization, you could rely on and comply with the merchant and transaction coding of the card system to determine which transactions may be restricted.